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One of the biggest assets a person/family will ever have is their home. Think about the time, process and money that goes into buying a house – you spend time finding homes in your price range, you spend time finding out how much a bank will lend to you to buy a home, you take time finding the perfect home for you/your family, you go through the buy/sell process of the home and sign your name more times than you’d care to count, you spend money as a down payment, and then the house is yours! BUT, it doesn’t stop there. You spend money on making changes, decorating, furnishing rooms, etc. Making sure your home is properly protected is a vital step in home ownership, and the right homeowners insurance policy does just that.

Homeowners insurance offers many coverages. The structure of your home (“dwelling”) is protected as well as your personal property items that are inside (if you flipped your house upside down, anything that could fall loose is personal property). In the event your dwelling/property is damaged due to a covered loss on the policy, you are protected! In the event your house is uninhabitable and you needed a temporary residence, homeowners insurance can pay for that. And in the event a person got injured on your property (ie your dog bites them, your child(ren) have a friend over and that friend gets injured playing in the backyard), the liability coverage provided by a homeowners insurance policy is there to cover you.

While the homeowners policy offers all of these great coverages for the unexpected, it doesn’t mean anything to you if your policy isn’t built correctly to meet your needs and protect your home and property. Mike Sollie Insurance Advisors, LLC is hear to assist and help guide you to properly insuring your asset.