Professional Liability
Professional Liability, or what is also referred to as Errors and Omissions (E&O) coverage, provides protection to employers and companies in the event that a person holds you responsible for providing a service or failing to provide a service that resulted in an adverse outcome. Having multiple tasks and distractions throughout the course of business opens the window of opportunity for something to not get completed correctly. Professional Liability insures against these unfortunate situations.
It’s important to realize that professional liability is different from General Liability, which provides protection to businesses if someone claims bodily injury or property damage.
I asked one of the agents at MSIA that I was working with to call me to follow up on insuring some jewelry that I had. 2 weeks later, I received a phone call from her just as I had asked, and we were able to discuss my options. It’s nice to work with an agency that does what they say they’re going to do and has your best interest at heart. I don’t have to think about my insurance since they do that for me!!